Reverse Mortgage purchase loan

Get Pre-Qualified Today!!!

Are You Ready To Buy A Home?

Find Out Your eligibility TODAY...

A reverse mortgage purchase loan, also known as a Home Equity Conversion Mortgage for Purchase (HECM for Purchase), offers a unique route to home buying for homeowners aged 62 and older. These loans allow you to tap into your home's equity to fund the purchase of a new home without monthly mortgage payments. However, property taxes, insurance, and maintenance costs must still be met. The amount you can borrow depends on several factors, including your age, the home's value, and current interest rates. While the loan comes due when the last surviving borrower moves out, sells the home, or passes away, it offers seniors an opportunity to upgrade, downsize, or move closer to family without the burden of traditional mortgage payments. Discover the potential of a reverse mortgage purchase loan today, and redefine your golden years.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

In which state are you looking to purchase a property?

*

What type of property are you interested in purchasing?

Are you a first-time home buyer?

What will be the intended use of the property?

What is your estimated credit score?

What is your gross annual income?

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

Are you eligible for VA benefits?

What is your full name?

What is your email address?

What is your cell phone?

I consent to receive SMS notifications, alerts & occasional marketing communication from Kam Financial & Realty, Inc.. This may involve the use of automated means, prerecorded/artificial voices and artificial intelligence sales bots. Message frequency varies. Message & data rates may apply. Text HELP to (323) 543-0569 for assistance. You can reply STOP to unsubscribe at any time.

NEXT

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

Kam Financial & Realty, Inc.

NMLS# 1039324

Contact Us

9920 Pacific Heights Blvd. Ste. 150

San Diego, Ca 92121

Kam Financial & Realty, Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Kam Financial & Realty, Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

© Copyright 2025 | Kam Financial & Realty, Inc. | All rights reserved.

© Copyright 2025 | Kam Financial & Realty, Inc. | All rights reserved.